Types of Medical Insurance:
Individual Medical Insurance

Covers a single person’s medical expenses, including doctor visits, hospitalization, and medication.

Family Medical Insurance

Covers the entire family under one policy, allowing members to share the insured sum.

Group Medical Insurance

Offered by employers to employees, covering hospitalization, maternity, and outpatient services.

Critical Illness Insurance

Provides a lump sum payout upon diagnosis of severe conditions like cancer, heart disease, or kidney failure

Personal Accident Cover

Covers medical costs and loss of income due to accidents causing disability or death.

International Health Insurance

Designed for frequent travelers or expatriates, covering medical treatment worldwide.

What Does Medical Insurance Cover?
Inpatient Treatment

Hospitalization, surgeries, ICU care, and doctor fees.

Outpatient Services

Consultations, diagnostic tests, prescriptions, and specialist visits.

Maternity Coverage

Pregnancy, childbirth, and postnatal care.

Emergency Services

Ambulance costs, ER visits, and critical care.

Chronic Disease Management

Covers conditions like diabetes and hypertension.

Preventive Healthcare

Vaccinations, screenings, and wellness checkups.